Romania’s BCR Leasing has taken another step in the digitalization of SME financing with the launch of LeaseYou, a fully digital financial leasing platform designed for entrepreneurs and micro-businesses.
The platform enables customers to complete the entire leasing journey online, from application to contract signing, insurance issuance, and supplier payment. According to BCR Leasing, entrepreneurs can receive a financing decision in as little as 9 minutes, while the entire process can be completed in approximately 16 minutes.
A New Standard for SME Financing
LeaseYou is the result of an internally driven digital transformation project led by the BCR Leasing team. Business requirements, operational processes, financing rules, customer experience design, and integration architecture were developed in-house, while implementation was carried out together with external technology partners.
The platform supports financing for a wide range of assets, including:
- Passenger vehicles
- Commercial vehicles
- Motorcycles
- Other mobility solutions
Through integrations with external service providers, LeaseYou creates a connected digital ecosystem where data flows automatically and securely between all stakeholders, reducing manual work and accelerating processing times.
Why It Matters
For SMEs, speed matters. Traditional leasing processes often involve significant paperwork, multiple interactions, and lengthy approval timelines. LeaseYou addresses these challenges by delivering a 100% online customer journey focused on convenience, efficiency, and rapid access to financing.
The initiative also reflects a broader trend across Europe, where financial institutions are increasingly investing in:
- Digital onboarding
- Automated credit decisioning
- Embedded financial services
- End-to-end digital customer journeys
Looking Ahead
According to Vlad Vitcu, CEO of BCR Leasing, LeaseYou was built with a single objective: to make financing simpler, faster, and more accessible for entrepreneurs.
Beyond its current capabilities, the platform serves as the foundation for BCR Leasing’s long-term digital strategy. The company plans to continue expanding LeaseYou’s functionality to address a broader range of SME financing needs and further enhance the customer experience.
With approval times measured in minutes rather than days and a fully digital process, LeaseYou represents one of the most advanced digital leasing propositions currently available to entrepreneurs in the CEE region.
Source: https://www.bcr-leasing.ro/, https://bankingnews.ro/
