Loans without fee for micro and small enterprises by Alior Bank

Source: Alior Bank

Alior Bank in Poland reduces the preparatory fee from the Business Loan to 0% for ongoing activities, investments, and environmental purposes. Thus, the bank enables entrepreneurs to finance many different needs of companies on favorable price terms. The advantages of the promotional offer are also high amounts of financing – up to PLN 1 million (approx. EUR 211 thousand) for micro-companies and up to PLN 3 million (approx. EUR 634 thousand) for small companies, fast loan decision time – 20 minutes from the moment of applying, no need to present entrepreneurs` contribution or material security. The promotion is valid until the end of April this year.


“The price is a very important factor when entrepreneurs choose banking products, which is why promotions such as lowering the cost of loans are a permanent element of our offer. In this way, we want to make it easier for entrepreneurs to run and develop their businesses. By the end of April this year, we can finance the company’s various needs without a preparation fee. As part of the promotional offer, the entrepreneur may receive new funds from Alior Bank for current and investment purposes, and in the case of a loan for current operations, also refinance liabilities from other banks” – says Marek Sołtysiak, Managing Director of the Business Customer Products Division at Alior Bank.

Financing the company’s day-to-day operations

A loan for financing current operations allows you to achieve any goal related to running a business. The bank provides high amounts of financing – up to PLN 1 million (approx. EUR 211 thousand) for micro-enterprises and up to PLN 3 million (approx. EUR 634 thousand) for small businesses, and it does not require the presentation of billing invoices or material security. The loan is granted for a tenor of up to 10 years for micro-companies and up to 6 years for small companies.

Loan for investments, also ecological

As part of the investment business loan, the entrepreneur will purchase machines, devices, equipment, technology. It is also possible to purchase real estate with an occupancy permit, as well as renovation, modernization, and finishing of a building with an occupancy permit in connection with running a business.

This promotion also allows them to carry out ecological investments such as the purchase and installation of photovoltaic panels. The loan can also be used for the purchase of materials for insulation of building walls, roofs, ceilings, basement along with construction works or the purchase and installation of a new heat source, e.g. a heating boiler, heat pump, solar collector, heating pipes or radiators.

The Business Loan for investment and environmental purposes in the promotion can be used by new and existing business customers. The offer of financing current operations without a preparatory fee is addressed to entrepreneurs who set up a business account with Alior Bank in December 2021 or later and who did not have any product at Alior Bank as of 30 November 2021.


Source: Bank`s press release from March 08, 2022