Description
In 2020, SME Banking Club launched the Digital SME Lending Study – an Annual Review of the possibility to apply for and receive a loan fully online for Micro and SME customers provided by banks and FinTechs in CEE countries, based on 11 parameters:


The scope of analysis covers banks and FinTechs that offer at least an online application for an SME loan in the CEE region. In some countries, banks and FinTechs implemented some restrictions on financing SMEs, while some companies stopped lending to SMEs and were therefore not included in the study.

From 80 banks and non-banking lenders, targeting the SME segment, we analyzed 34 of them, who has at least a digital application for SME loans, among them:
- ING Bank (Poland)
- mBank (Poland)
- Santander Bank Polska (Poland)
- PKO BP (Poland)
- Pekao (Poland)
- Nest Bnak (Poland)
- Novalend (Poland)
- TBI Bank (Romania)
- Omnicredit (Romania)
- Moneta Money Bank (Czech Republic)
- Raiffeisenbank (Czech Republic)
- mBank (Czech Republic)
- Tatra Banka (Slovakia)
- Banca Transilvania (Romania)
- OTP Bank Romania
- ING Bank (Turkey)
- Garanti BBVA (Turkey)
- Postbank (Bulgaria)
Please contact us at cee@smebanking.club in case of any questions.











