SME Banking Club awarded the best digital solutions for SMEs in the CEE region

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Olena Gryniuk (CEE Regional Director at SME Banking Club) hosted the Ceremony

On November 25, during the CEE SME Banking Awards 2021 Ceremony, SME Banking Club awarded the best digital financial solutions for SMEs in the following categories:

ūü•áThe Best Online Banking for SMEs in the CEE region – The winner is Raiffeisenbank ńĆesk√° republika for the solution Internet Banking
ūü•áThe Best Mobile Banking for SMEs in the CEE region – The winner is ING Bank ŇölńÖski (Poland) for the solution Moje ING.
To choose the winners in these categories we analyzed 90 functionalities available for SME customers in the online banking system/mobile banking apps, which were grouped in the following parameters:
‚ě°Availability of the mobile onboarding process
‚ě°Personalization of the main dashboard
‚ě°Information on the accounts, incl. possibility to open a business account via mobile app
‚ě°Payments in LCY
‚ě°Payments in FCY and FX module
‚ě°Deposits, incl. possibility to open a deposit via mobile app
‚ě°Cards, incl. possibility to apply for a business card via mobile app
‚ě°Loans, incl. possibility to apply and receive business loans via mobile app
‚ě°Embedded VAS: e-invoicing, online accounting, BFM, etc
‚ě°Customer support

ūü•áThe Best Digital SME Lending solution in the CEE region – The winner is ING Bank ŇölńÖski (Poland)
ūü•áThe Best Digital SME Lending solution among FinTechs in the CEE region – The winner is Lemonero (The Czech Republic) – an online lender for the e-commerce sector.
To choose the winners in these categories we analyzed 20 parameters, describing the possibility to receive business loan purely digitally, among them:
‚ě°Availability of the online/mobile loan application for the private entrepreneurs and legal entities
‚ě°Automatical decision making
‚ě°Possibility to sign loan agreement via online/mobile application and paperless
‚ě°Quick automatical disbursement of the loan
‚ě°Loan administration via digital channels

ūü•áThe Best Digital Factoring for SMEs in the CEE region – The winner is ING Bank ŇölńÖski (Poland) for the micro factoring solution “ING Finansowanie Faktur”.
ūü•áThe Best Digital Factoring for SMEs among FinTechs in the CEE region – the winners are Monevia (Poland) and Instant Factoring (Romania).
To choose the winner in these 2 categories we analyzed 17 parameters, describing the possibility to receive factoring purely digitally, and among them:
‚ě°Availability of the online/mobile factoring application for the private entrepreneurs and legal entities
‚ě°Automatical decision making
‚ě°Possibility to sign factoring agreement via online/mobile application and paperless
‚ě° Possibility to upload invoice via online/mobile app
‚ě°Quick automatical disbursement/financing
‚ě°Integration with e-invoicing, online accounting, online/mobile banking systems

Watch the recording of the Ceremony below: