Last year, ING Bank Poland introduced a dedicated product and streamlined the loan application process for housing communities. Since last summer, both existing customers and prospective clients can apply for loans online.
For Existing Customers:
- The application for an investment loan is accessible via the online banking system (ING Business).
- Customers receive personalized price offers, including installment calculations and total costs, during the application process.
- An initial credit decision is made automatically based on the entered data, with the final decision following verification of original documents.
For Non-Customers:
- Applications can be submitted through the bank’s website.
- A credit capacity calculator is available online, allowing communities to independently assess their capacity and select the most suitable loan offer before applying.
Loan Agreement Signing:
- Customers sign the loan agreement within the ING Business online banking system.
- Housing communities must complete the onboarding process, open a settlement account, and gain access to the online banking system to sign the agreement.
Special Offer:
- In February this year, ING Bank Poland launched a special price offer for investment loans for housing communities, featuring reduced margins ranging from 1% to 2.10%, depending on the selected variant and loan amount.
Source: ING Bank Poland’s press releases from February 10, 2025 and July 03, 2024
